{ "tos": { "content": "\n\n# Fibonacci Tools General Terms of Use\n\n_Last Updated: July 25, 2026_\n\nThese General Terms of Use (the \"Terms\") govern your use of the Fibonacci Tools website and every product and service operated by **Fibonacci Tools LLC**, a Pennsylvania limited liability company (\"Fibonacci Tools,\" \"we,\" \"us,\" or \"our\"). The website and each product are individually and collectively the \"Services.\"\n\n## 1. Product-Specific Terms\n\nIndividual products have their own terms covering what is specific to them — how that product handles your content, what its acceptable-use limits are, how it is paid for, and so on. Those product terms **supplement** these Terms; both apply to your use of that product.\n\n**Where a product's terms conflict with these Terms, the product's terms control for that product.** Everything not addressed by a product's terms is governed by these Terms.\n\nBy using a product, you agree to both these Terms and that product's terms.\n\n## 2. Who May Use the Services\n\nYou must be at least 18 years old, or the age of majority where you live, to use the Services. If you use the Services on behalf of an organization, you represent that you are authorized to accept these Terms for it.\n\n## 3. Intellectual Property\n\nUnless otherwise stated, the Services and their contents — including text, graphics, logos, design, software, and code — belong to Fibonacci Tools or its licensors. You may use the Services for personal or legitimate business purposes as permitted by these Terms and any applicable product terms. You may not copy, modify, distribute, reverse engineer, or use them commercially without permission, except as allowed by law or expressly permitted by a product's terms.\n\nThis section does not affect your ownership of content you submit to a product. Content ownership and the licence you grant us to operate that product are addressed in the product's own terms.\n\n## 4. Acceptable Use\n\nYou may not use the Services to:\n\n- violate applicable law or the rights of others;\n- interfere with, attack, probe, or overload the Services or their infrastructure;\n- introduce malware or other malicious code;\n- circumvent authentication, access controls, or usage limits; or\n- access or collect information through methods we have not authorized.\n\nIndividual products may impose additional restrictions.\n\n## 5. Feedback\n\nIf you send us feedback about any of the Services, you grant us a perpetual, irrevocable, royalty-free licence to use it without restriction, obligation, or compensation. Please do not include confidential information in feedback.\n\n## 6. Third-Party Services\n\nThe Services may link to, or interoperate with, products and services operated by third parties. We are not responsible for third-party content, availability, security, or privacy practices. Review the applicable third party's terms and privacy policy before using its services.\n\n## 7. Changes to the Services and to These Terms\n\nWe may modify, suspend, or discontinue any part of the Services at any time. We may also update these Terms as our business or the Services change. The \"Last Updated\" date above reflects the most recent revision.\n\n**Changes apply going forward only.** They do not alter the terms that governed your use of the Services before the change took effect, and they do not apply retroactively to a dispute that has already arisen.\n\nFor material changes we will give notice through the Services or by other reasonable means. If you do not agree to a change, your remedy is to stop using the affected Service and, if you wish, ask us to close your account. Continued use after a change takes effect constitutes acceptance of the updated Terms to the extent permitted by law.\n\n## 8. Disclaimer\n\nTo the maximum extent permitted by law, the Services are provided \"as is\" and \"as available,\" without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, secure, or error-free, or that any content or output they produce is accurate or suitable for your purposes.\n\n## 9. Limitation of Liability\n\nTo the maximum extent permitted by applicable law, Fibonacci Tools LLC and its members, managers, officers, and employees will not be liable for indirect, incidental, consequential, special, or punitive damages, or for loss of data, profits, business opportunity, or goodwill, arising from your use of, or inability to use, the Services.\n\nTo the maximum extent permitted by applicable law, our total liability for all claims relating to the Services is limited to the greater of the amount you paid us for the applicable Service during the 12 months before the claim or 100 US dollars.\n\n## 10. Indemnification\n\nYou will indemnify and hold harmless Fibonacci Tools LLC from claims, damages, and reasonable costs arising from your use of the Services, content you submit, or your breach of these Terms or any applicable product terms.\n\n## 11. Governing Law and Venue\n\nThese Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles. You and Fibonacci Tools agree to the exclusive jurisdiction and venue of the state and federal courts located in Pennsylvania for any dispute relating to the Services.\n\nNothing in these Terms prevents either party from bringing an individual claim in small claims court.\n\n## 12. Geographic Scope\n\nFibonacci Tools is operated from the United States. The Services are not directed to individuals resident in the European Union, European Economic Area, or United Kingdom. We make no representation that the Services are appropriate or available in other locations. If you access the Services from outside the United States, you are responsible for compliance with local law.\n\n## 13. General\n\nIf any provision of these Terms is found unenforceable, the remaining provisions stay in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.\n\n---\n\n# Website-Specific Terms\n\nThe following applies only to the Fibonacci Tools website, not to our products.\n\n## 14. Informational Website\n\nThe website provides general information about Fibonacci Tools and may link to our products, services, and third-party websites. Website content may change, be incomplete, or become unavailable without notice. Nothing on the website is a binding offer, a warranty, or professional advice.\n\n## 15. Contact\n\nFibonacci Tools LLC — email [support@fibonaccitools.com](mailto:support@fibonaccitools.com) with any questions about these Terms.\n", "lastUpdated": "July 25, 2026", "contentHash": "b659bfc8a701c2904c47adf386fe1a096ecc82e35f891a8b2608829afc861338" }, "privacy": { "content": "\n\n# Fibonacci Tools General Privacy Policy\n\n_Last Updated: July 25, 2026_\n\nThis General Privacy Policy explains how **Fibonacci Tools LLC**, a Pennsylvania limited liability company (\"Fibonacci Tools,\" \"we,\" \"us,\" or \"our\"), handles personal information across the Fibonacci Tools website and every product and service we operate (individually and collectively, the \"Services\").\n\n## 1. Product-Specific Privacy Policies\n\nEach product publishes its own privacy policy describing what that product actually collects, who it is shared with, and how long it is kept. Those policies **supplement** this one; both apply to your use of that product.\n\n**Where a product's privacy policy conflicts with this one, the product's policy controls for that product.** This policy governs everything its policy does not address.\n\n## 2. Information We Collect Across the Services\n\nThe specifics differ by product, but across the Services we may collect:\n\n- **Contact and account information** — your name, email address, and similar details, whether you provide them directly or through an identity provider you sign in with.\n- **Communications** — the contents of messages, support requests, and feedback you send us.\n- **Technical and security information** — IP address, browser and device information, timestamps, and request, error, and security logs.\n- **Content you submit to a product** — described in that product's privacy policy.\n- **Billing information** — for paid Services, subscription status and a payment processor's customer identifier. Full payment card details go to the processor, not to us.\n\n## 3. How We Use Information\n\nWe use information to operate, maintain, and secure the Services; to authenticate you and enforce access controls; to respond to your questions, requests, and support messages; to communicate with you about Fibonacci Tools; to administer billing for paid Services; to prevent abuse and investigate security incidents; and to comply with legal obligations and protect our rights.\n\n**We do not sell personal information.**\n\n## 4. Service Providers\n\nWe rely on third-party providers to host, deliver, secure, and support the Services, and to process payments. Those providers process information on our behalf for the purposes described in this policy. Each product's privacy policy names the providers that product actually relies on.\n\n## 5. Retention\n\nWe retain information for as long as reasonably necessary to provide the Services, maintain security, resolve disputes, keep business records, and comply with legal obligations. Individual products may retain version history, audit records, or backups on their own schedules; those are described in the product's privacy policy.\n\n## 6. Making a Request\n\nEmail us to ask about, correct, or delete personal information we hold about you. Regardless of where you live, **we will delete your account and the content you own on request.**\n\nWe may need to verify your identity before acting on a request. We may decline or limit a request where applicable law permits, where we cannot reasonably verify who you are, where honouring it would disclose or destroy someone else's information, or where it is not technically feasible. If we decline, we will tell you and explain why.\n\n**Content shared with others.** Where a product lets you contribute content to a shared area that someone else controls, that content may remain available to them after you leave or close your account, and some access and revision records may be retained by design. The relevant product's privacy policy explains what a deletion request can and cannot reach there.\n\nRequests concerning a specific product are handled under that product's privacy policy.\n\n## 7. Geographic Scope and Privacy Rights\n\nFibonacci Tools is operated from the United States. Information may be transferred to and processed in the United States and other countries where our service providers operate. The Services are not directed to individuals resident in the European Union, European Economic Area, or United Kingdom.\n\nWhere applicable law grants you rights over your personal information — such as rights to access, correct, or delete it — we honour them to the extent that law requires. Contact us as described in section 6.\n\nSome of the processing described in this policy is necessary to provide the Services — we cannot run a product without storing the content you put into it. If you do not want that processing to continue, the remedy is to close your account, and we will delete it as described in section 6.\n\n## 8. Children\n\nThe Services are not intended for anyone under 18, and we do not knowingly collect information from children. If you believe a child has provided us information, contact us and we will delete it.\n\n## 9. Changes\n\nWe may revise this policy as our practices, the Services, or applicable law change. The \"Last Updated\" date above reflects the most recent revision, and we will provide additional notice of material changes where required.\n\n---\n\n# Website-Specific Practices\n\nThe following applies only to the Fibonacci Tools website.\n\n## 10. The Corporate Website\n\nWe do not intentionally collect product content through the corporate website. The website loads no third-party resources, and we do not use it for behavioral advertising or cross-site tracking.\n\nIf you contact us about a product, we may use your contact information and message to respond or to route the request to the appropriate product support process.\n\n## 11. Contact\n\nFibonacci Tools LLC — email [support@fibonaccitools.com](mailto:support@fibonaccitools.com) with any questions about this policy, or to make a privacy request.\n", "lastUpdated": "July 25, 2026", "contentHash": "155f58181da3893af4f6085275fed7f840954bebb97ec53f21997172226f7f19" } }